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DSCR Rental Loans
Rates Started at 6.1%*
We offer long-term financing solutions for investors looking to build and maintain an extensive portfolio of rental properties, ensuring steady cash flow and long-term growth.
| Rural properties are acceptable | |
|---|---|
| DSCR | 1.2 |
| LTV | 65% |
CLOSE IN UNDER 10 DAYS
*We can include signed lease agreements in loan assessments, as long as there is verified rental income for at least 3 months.
| Single Property Rental Term | |
|---|---|
| Term | 30-year fixed, ARM options available |
| Loan Types | 30-year fixed rate mortgage (fully amortizing) 5/6, 7/6, 10/6 hybrid arms (partial IO or fully amortizing) |
| Experience | Not required |
| Loan Purpose | Purchase, rate-term refinance, or cash-out of a single rental property |
| Minimum Credit Score | 640 |
| Borrower Type | Entity required |
| Property Types | Single family residences (SFR) | 2-4 unit properties | Warrantable condos | Townhomes |
| Maximum Loan to Cost (LTC) | If owned < 3 months, 80% of total cost basis |
| Minimum Loan Amount | $75k - $2MM |
| Maximum Loan to Value (LTV) | Up to 80% on purchase and rate & term. Up to 75% on cash-out |
| Property or Unit Acquisition Minimum | 1 property per loan |
| Seasoning Requirement (to use value vs. cost basis) | 180 days |
Loans are exclusively for non-owner-occupied properties. All products are designed for residential use only.
** The rates provided are the best available options. Your actual rates and terms may vary depending on factors such as credit score, financial history, property details, and other underwriting criteria.
Who we are
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Can’t come to us? We’ll come to you!
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Here is a glimpse of the
Services We Offer:
Mental Health
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Natural Health
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Physical Therapy
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Spiritual
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Why trust
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Choose one of our packages right now.
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Frequently Asked Questions
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The Impact of Stress on Our Bodies and Health
Here at Peaceful Rejuvenation, we provide therapeutic massage and body sculpting services that aim to revitalize and heal your mind and body. We have a wide range of services ranging from traditional, soothing massages to intensive sessions designed to tighten skin and tone your muscles.
Get Started Today
Take the next step in your investment journey with a lending partner you can rely on.
We're here to help you achieve your goals—contact us or request a quote now.
